AI makes banking
human again

Open accounts in minutes. Get loan decisions instantly. Experience community banking reimagined with AI.

Flexible options to suit both short and long-term needs.

Let us help you get there.

Digital High-Yield Savings

3.50%
APY*

Earn with a High-Yield Savings Account

Apply now

Digital 6 Month CD

3.70%
APY*

Lock in and earn with a Digital 6 Month CD

Apply now

Digital 7 Month CD

3.75%
APY*

Lock in and earn with a Digital 7 Month CD

Apply now

Digital 12 Month CD

3.80%
APY*

Lock in and earn with a Digital 12 Month CD

Apply Now

*APY = Annual Percentage Yield. Rates are subject to change. Penalties may apply for early CD withdrawal.

Business Solutions

AI-powered banking for businesses of all sizes

Business Banking

Full KYB/KYC compliance with multi-owner verification. Built for LLCs, corps, and partnerships.

  • FinCEN-compliant KYB
  • Multi-owner support (up to 5 beneficial owners)
  • Up to 10 authorized signers
  • Business Savings at 3.24% APY
Open Business Account

eSpire™ Growth Loan

A special term loan for local businesses. Simple online application.

$15,000 Loan
5.99% Fixed
  • 5 Year Term
  • No Prepayment Penalty
  • Apply in Minutes
Apply for eSpire Loan

Banking in minutes, not days

Our AI handles the paperwork so bankers can focus on you

1

Apply Online

Start your application in seconds from any device

2

AI Verification

Instant identity and business verification

3

Quick Decision

95% of applications approved automatically

4

Start Banking

Access your account immediately

Ready to experience better banking?

Join thousands of individuals and businesses banking smarter with AI.

Member FDIC · Equal Housing Lender